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The Streamlined Homeownership Process

Your relationship with Long & Foster doesn’t end when you buy or sell a home. The Long & Foster Companies are your one-stop shop for all your real estate needs.

Mortgage Services

Once you and your Long & Foster agent find your new home, let Prosperity Mortgage Company finance the purchase for you. Our affiliation with Wells Fargo Home Mortgage, the largest real estate joint venture in the country, means you are working with some of the most experienced loan officers in the business. Prosperity Mortgage is recognized by The Washington Post as one of the top five lenders in the D.C. metro area and can help you secure the right mortgage for your home. We can also help you with loan pre-approvals and refinancing.

Insurance Services

You need to insure your important purchase, and Long & Foster Insurance Agency can obtain your homeowner’s policy. As a full-service insurance company, we can also obtain your automobile, business liability, and health insurance policies. Our independent agents work for you, and represent some of the nation’s top insurance companies to provide you with a comprehensive insurance portfolio. We help you find the highest quality protection at the best possible price.

Settlement Services

You know how you’re going to pay for and protect your new home. Now it’s time to officially become the owner. Long & Foster is proud of our association with our Prestige Partners settlement companies. These companies handle the legal issues, paperwork, and funds in your real estate transaction. Whether you’re buying your first home or your retirement dream, they make the process simple and efficient.

Home Service Connections

Our Home Service Connections can help you settle in and maintain your home. Our list of participating home service providers simplifies the task of searching for reputable vendors in your area. From general contractors and cleaning services to interior decorators and moving companies, we offer a full spectrum of home-related products and services to support you, the homeowner.

Home Warranties

Normal wear and tear is expected in any home. When it comes time to repair major items, such as the furnace, plumbing system, or dishwasher, the cost can get expensive. Home warranties repair or replace major appliances and mechanical systems in your home for a fraction of the cost. Long & Foster works with the finest home warranty companies to save you money and provide you extra peace of mind.

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Closing or Settlement >Walk Through Woes Buyers can be a little cranky on closing day if things go wrong during the walk-through inspection. For example, the sellers' dependable old dishwasher might stop midway through its cycle and the bathroom sink might clog unexpectedly. These situations can create anxiety for the buyers and sellers, but such problems are quite common and usually simple to resolve. Most purchase agreements require that the major mechanical systems and the appliances being conveyed are in working order at the time of the closing. Defects are often discovered during the structural inspection, allowing the sellers plenty of time to have the repairs made. Occasionally there are last-minute breakdowns or defects that are not spotted until the walk-through inspection. In that case, an agreement can be made with the sellers at the closing to escrow funds for the repair or replacement of the items in question. See All Tips In The "Closing or Settlement" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What are three of the best indicators of real estate market trends? A  Existing home sales, new home building and mortgage interest rates. See More Real Estate Trivia >

Ginger Belland and Hal Stark Long and Foster Real Estate 1415 Route 70 East Cherry Hill, NJ 08034 856-857-2239 856-857-2157 stark@lnf.com gingerb@lnf.com We work with buyers and sellers of Homes and Condos Burlington County: Evesham, Marlton, Medford, Medford Lakes, Moorestown, Mount Laurel, and Southampton. Camden County: Cherry Hill, Collingswood, Voorhees, Berlin, Haddonfield, Winslow. Gloucester County: Deptford, Mantua, Mullica Hill, Sewell, Woolwich Township. Gloucester Township, Washington Township, Mullica Hill, Blackwood. Our specialty is First Time Home Buyers, Military Relocation and Government Employees: Hainesport, Westhampton, Pemberton, Shamong, Mount Holly, and Lumberton. We assist buyers in getting the best Mortgages. CLICK FOR LONG AND FOSTER SERVICES www.NEWJERSEY-REALESTATEEXPERTS.COM is brought to you by The Long and Foster Power Team: Ginger Belland and Hal Stark NUMBER1EXPERT™ State of New Jersey, Senior Buyers, Senior Communities, First Time Home Buyers, Military Relocation. Read Ginger Belland and Hal Stark's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge