Burlington, Camden, Gloucester and Ocean County real estate and homes for sale in New Jersey, Senior Buyers, Senior Communities, First Time Home Buyers, Military Relocation - Ginger Belland and Hal Stark, REALTOR® REALTOR® Logo - NUMBER1EXPERT NUMBER1EXPERT™ Logo

Burlington, Camden, Gloucester and Ocean County real estate listings, home buying, selling and homes for sale in New Jersey - NUMBER1EXPERT(tm)
Contact Ginger Belland and Hal Stark
Email Ginger Belland and Hal Stark
Login
Sitemap
Ginger Belland and Hal Stark

Search 55 & Over Homes

Active Adult Communities

First Time Home Buyers

Request Mortgage Pre-approval

Selling Your Home

Office Listings

Search The MLS



Welcome to Ginger Belland and Hal Stark'sBurlington, Camden, Gloucester and Ocean County Real Estate Website

First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Burlington, Camden, Gloucester and Ocean County real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State/Province:
Country:
Zip/Postal Code:
Phone:

About Your Move
When Are You Moving?
Where Are You Moving?

About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?

Additional Info
Please Enter More Details,
Along With Any Comments,
Concerns, Or Questions:
Send Latest Listings: What is this?
Send Latest News: What is this?

*Please note that fields marked with an asterisk are required.


Email With Confidence
Quick Response Guarantee >
Your Privacy Is Guaranteed >
Free & Without Obligation >


School Reports in Burlington, Camden, Gloucester and Ocean County, New Jersey
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

New Jersey Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Burlington, Camden, Gloucester and Ocean County 



Real Estate Tips
First Time Buyers >Bargaining

You have done everything that your agent recommended to make your home look wonderful and you have cut your asking price to the bone. Even so, an offer comes in which is so low that you are offended! Is it possible to reconcile your differences and reach a meeting of the minds when presented with such an offer?

It may not take many concessions on your part to make the transaction work if the people who love your house also love to bargain. Even though it may seem that you are far apart in dollar amount or terms of sale, the real distance may not be all that great. Your real estate agent can help you determine if the buyers are ready, willing and able to carry through with the transaction. If they are qualified, the next step involves evaluating your differences. Look for areas where you have some flexibility to negotiate. You may have to go back and forth several times in order to make the transaction work. The trick is to be patient and to not take the process personally!

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What site discovered in 1965 is considered the world's oldest known habitation?

A 
The Terra Amata site in Nice, France has the remains of 21 huts belonging to the Acheulian culture from 400,000 years ago.
See More Real Estate Trivia >


Print This Page Send To A Friend


Ginger Belland and Hal Stark, REALTOR®, real estate agent and broker for Burlington, Camden, Gloucester and Ocean County, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm) Ginger Belland and Hal Stark, REALTOR®, real estate agent and broker for Burlington, Camden, Gloucester and Ocean County, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Ginger Belland and Hal Stark
Long and Foster Real Estate

1415 Route 70 East
Cherry Hill, NJ 08034
856-857-2239
856-857-2157
stark@lnf.com
gingerb@lnf.com

We work with buyers and sellers of Homes and Condos Burlington County: Evesham, Marlton, Medford, Medford Lakes, Moorestown, Mount Laurel, and Southampton. Camden County: Cherry Hill, Collingswood, Voorhees, Berlin, Haddonfield, Winslow. Gloucester County: Deptford, Mantua, Mullica Hill, Sewell, Woolwich Township. Gloucester Township, Washington Township, Mullica Hill, Blackwood. Our specialty is First Time Home Buyers, Military Relocation and Government Employees: Hainesport, Westhampton, Pemberton, Shamong, Mount Holly, and Lumberton. We assist buyers in getting the best Mortgages.

Equal Housing MLS REALTOR RELO


Long and Foster of Cherry Hill NJ Logo

www.NEWJERSEY-REALESTATEEXPERTS.COM is brought to you by The Long and Foster Power Team: Ginger Belland and Hal Stark
NUMBER1EXPERT™ State of New Jersey, Senior Buyers, Senior Communities, First Time Home Buyers, Military Relocation.

Read Ginger Belland and Hal Stark's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge



USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.

www.NEWJERSEY-REALESTATEEXPERTS.COM is brought to you by 
Ginger Belland and Hal Stark, REALTOR®

Long and Foster Real Estate, inc. 1415 Route 70 East 200 Cherry Hill Plaza – Suite 106 Cherry Hill, NJ 08034
Office: 856 757 2200 Fax: 856 310 19229