Your Power Team at Long & Foster
We put the full power of the largest Real Estate
Company in the mid-Atlantic region, on your side 
Ginger and Hal are some of the
top selling Real Estate Experts
Find out more 
BUYING - SELLING - RENTING
OUR WEBSITE IS WHERE YOUR SEARCH BEGINS AND ENDS Our PowerTeam covers the entire state of New Jersey and we personally work in Burlington, Camden & Gloucester Counties. Our team of NUMBER1EXPERTS, working under our supervision, services the other counties. *IN ADDITION, HAL STARK IS LICENSED IN PENNSYLVANIA TO HANDLE OUR RELOCATION BUSINESS. Our Team prides it self in providing you with friendly, efficient and professional service We supply all the tools and information needed to make intelligent and informed life decisions, and take our responsibility to you very seriously.
We Respect Your On-line Privacy -
When you are ready, feel free to E-mail or call us to request an appointment, ask any questions, or tell us where you'd like to live and your specific requirements. Our web site is yours to use 24/7, and we are available to speak with you seven days a week.
| PRIVACY POLICY: Your privacy is important to me. I never sell trade or share your personal information with any third party or organization, and only I will contact you in response to this request. If you provide a telephone number, you give express permission for me to call you, even if your phone number is on a state or national "Do Not Call" list. |
Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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| Q |
Which estate has two pools--one on the east side for the morning sun and one on the west for afternoon enjoyment?
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| A |
The former estate of John Lennon in Palm Beach has two pools plus guest quarters. |
 See More Real Estate Trivia > |
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Ginger Belland and Hal Stark
Long and Foster Real Estate
1450 Route 70 East
Cherry Hill, NJ 08034
856-857-2157
stark@lnf.com
gingerb@lnf.com
We work with buyers and sellers of Homes and Condos Burlington County: Evesham, Marlton, Medford, Medford Lakes, Moorestown, Mount Laurel, and Southampton. Camden County: Cherry Hill, Collingswood, Voorhees, Berlin, Haddonfield, Winslow. Gloucester County: Deptford, Mantua, Mullica Hill, Sewell, Woolwich Township. Gloucester Township, Washington Township, Mullica Hill, Blackwood. Our specialty is First Time Home Buyers, Military Relocation and Government Employees: Hainesport, Westhampton, Pemberton, Shamong, Mount Holly, and Lumberton. We assist buyers in getting the best Mortgages.    
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